Yes. Our online credit application uses industry-standard 256-bit SSL encryption to ensure your personal and financial data is strictly protected and securely transmitted directly to our financing department.     

        The W&L Subaru finance center specializes in helping drivers across Northumberland, Danville, Sunbury, and Lewisburg secure auto financing, regardless of their credit score. We work with a diverse network of local and national lenders to find solutions for first-time buyers and those rebuilding their credit. While we try our absolute best to help everyone secure a loan, please note that certain financial circumstances may prevent financing approval.     

        To complete the application, you will typically need to provide your current contact information, housing details (rent/mortgage amount), employment status, and gross income. Having this information ready will make the process take only a few minutes.     

        Submitting a formal credit application for an auto loan will result in a hard inquiry on your credit report, which is a standard part of finalizing a vehicle purchase. However, multiple auto loan inquiries within a 14-to-45 day shopping window are typically treated as a single inquiry by credit bureaus to allow for rate shopping.